
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal,...

What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into...

Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can...

The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea? That's the question we've been getting lately. It's no wonder! Current mortgage rates...

What's the Difference Between Hazard Insurance and Homeowner's Insurance?
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy...

Getting Ready to Buy Your First Home
Congratulations! Deciding to buy your first home is exciting --although, we understand that sometimes it can be confusing. That’s why we...

How To Qualify for a Fannie Mae Loan To Buy An Apartment Building
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan....

Home Buying Info for Low-income Single Parents: We Can Help!
A permanent home for your children is possible, even if you’re a single parent with limited income. Housing programs for low-income...

Can A Home Equity Loan Help You?
Tapping into your home's equity is often your smartest and fastest solution to life's biggest expenses, and as a homeowner, equity may be...

Homebuyers: Don’t Skip the Home Inspection
Home inspections have benefits whether you're the buyer or the seller. However, this article will focus on the basic benefits to you as a...