“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is. For us, honesty and clarity is the cornerstone of a great home lending experience, and that's why we feel it's essential that you understand your loan inside and out. In this article, find out what a mortgage
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have your home looking tidy and ready for the feast. How to Tidy Your Home in a Flash Bathroom. Chances are that you are still boiling, baking, and simmering something in the kitchen, so we sugge
How Does Down Payment Assistance Work?
Thinking about buying a home but need help funding your down payment? A down payment assistance program can help! Down payment assistance programs are an often overlooked resource that you can take advantage of when you're buying a home. Read this article to find out what down payment assistance is and how you use it to give you an edge in buying your home. Please call our office to learn about our home lending programs and read on to see where to find down payment assistance
A Quick Reference to Buying a “For Sale by Owner” Property
One of the advantages to buying property that’s for sale by owner, aka FSBO, is that you won't pay realtor commissions or fees. However, there are a few things to consider when purchasing an FSBO property. Use this article as a quick reference if you're in the market to buy a home from the owner directly, and contact our office for personalized home lending advice. The Purchase Agreement and "For Sale by Owner" If you decide to move forward and purchase an FSBO home, you'll f
Proven Ways to Raise Your FICO to Get a Better Mortgage Rate
Your FICO score is a critical, influencing factor to getting approved for a home mortgage loan. The FICO score, meaning the standard U.S credit rating, is largely responsible for the terms and conditions (including the interest rate) that you qualify for when you apply for a mortgage. Determining Your FICO Score Credit scores are calculated using the credit information gathered from credit bureaus such as TransUnion, Experian, and Equifax. This report contains details such as
