How Does Renting a Home and Owning Your Home Really Compare?
Renting may be less expensive, but there are significant disadvantages to not owning your home. If you're considering purchasing your...
The Tax Advantages of Your Home Loan or Refinance
Owning a home, whether it's a mobile home, single-family residence, townhouse, or condo, has many advantages --including tax perks!...
How to Pay Off Christmas Debt To Buy Your First Home
You started the year motivated to buy a home by getting your finances in order and raising your credit score. But then the holidays hit,...
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon...
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment? If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary...
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can...