How Does Renting a Home and Owning Your Home Really Compare?
Renting may be less expensive, but there are significant disadvantages to not owning your home. If you're considering purchasing your...
The Tax Advantages of Your Home Loan or Refinance
Owning a home, whether it's a mobile home, single-family residence, townhouse, or condo, has many advantages --including tax perks!...
How to Pay Off Christmas Debt To Buy Your First Home
You started the year motivated to buy a home by getting your finances in order and raising your credit score. But then the holidays hit,...
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon...
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment? If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary...
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can...
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house...
How Does Down Payment Assistance Work?
Thinking about buying a home but need help funding your down payment? A down payment assistance program can help! Down payment assistance...
A Quick Reference to Buying a “For Sale by Owner” Property
One of the advantages to buying property that’s for sale by owner, aka FSBO, is that you won't pay realtor commissions or fees. However,...
Proven Ways to Raise Your FICO to Get a Better Mortgage Rate
Your FICO score is a critical, influencing factor to getting approved for a home mortgage loan. The FICO score, meaning the standard U.S...
