Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs. It'll be a rough estimate and may come out to be even lower, but it's still a good idea to have a sense of what it will be. Also, keep in mind that closing costs are not "hidden fees." O
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over your head, so if you're struggling with your monthly mortgage payments, we can help! We have several home refinancing programs that could save your money and be just the thing to help make yo
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place of your original mortgage. Both loan modification and refinance could help lower your monthly mortgage payments. However, a loan modification is usually reserved for special circumstance
