1460 Elm Street, Unit 220 — a waterfront condo in an FHA-approved complex. About $7,525 down and roughly $2,222 a month all-in. Listed by Kayla Giacobbe of Compass; financing by AFC Mortgage Group.
See What You'd Qualify ForNo SSN required to start. Takes about 2 minutes.
Vito walked the unit with listing agent Kayla Giacobbe — see it for yourself:
Most listings show you a price. Here is the actual monthly payment — including the HOA and taxes most estimates leave out. 30-year fixed at an illustrative 6.5% rate:
| Option | Down Payment | P&I + MI | HOA | Taxes | ≈ Monthly |
|---|---|---|---|---|---|
| FHA 3.5% | $7,525 | $1,429 | $457 | $336 | $2,222 |
| Conventional 5% | $10,750 | $1,376 | $457 | $336 | $2,169 |
| Conventional 20% | $43,000 | $1,087 | $457 | $336 | $1,880 |
Compare that to rent.
Two-bedroom rents across Fairfield County commonly run $2,400 and up — and none of it builds equity. This is a waterfront address you can own for about $7,500 down. Our Approval Team will run your exact numbers at today's real rates, including your rate options and what your first payment date would look like.
Get My Exact NumbersTell us how to reach you and our team will send your exact payment breakdown for 1460 Elm Street and get your pre-approval started — no SSN required to begin.
This home is listed by Kayla Giacobbe of Compass. AFC Mortgage Group is the financing partner — a family-run Connecticut lender whose Approval Team underwrites and closes in-house, right here in Fairfield County. Because the complex is FHA-approved, first-time buyers can put as little as 3.5% down — and our pre-approval doesn't expire, so you can move at your pace.