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Who is eligible for a VA Loan?

Wartime/Conflict Veterans 

 

  • Veterans who were NOT Dishonorably Discharged, and served at least 90 days

  • World War II – September 16, 1940 to July 25, 1947

  • Korean Conflict – June 27, 1950 to January 31, 1955

  • Vietnam Era – August 5, 1964 to May 7, 1975

  • Persian Gulf War - Check with the Veterans Administration Office

  • Afghanistan & Iraq – Check with the Veterans Administration Office

  • Veterans Administration website www.va.gov

 

Peacetime Service 

 

At least 181 days of continuous active duty with no dishonorable discharge. If you were discharged earlier due to a service-related disability you should contact your Regional VA Office for eligibility verification.

 

  • July 26, 1947 to June 26, 1950

  • February 1, 1955 to August 4, 1964, or May 8, 1975 to September 7, 1980 (Enlisted), or to October 16, 1981 (Officer)

  • Enlisted Veterans whose service began after September 7, 1980, or officers who service began after October 16, 1981, must have completed 24-months of continuous active duty and been honorably discharged

 

Reserves and National Guard

  • Certain U.S. Citizens who served in the Armed Forces of a government allied with the United States during World War II.

  • Surviving spouse of an eligible Veteran who died resulting from service, and has not remarried.

  • The spouse of an Armed Forces member who served Active Duty, and was listed as a POW or MIA for more than 90-days.

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