© 2018 AFC Mortgage Group, LLC

AFC Mortgage Group NMLS# 2801  |  Frank Ciambriello NMLS# 4757

Licensed in CT, NY, MA, VT,  Equal Housing Lender

(203) 452-9899  |  fciambriello@afcmortgagegroup.net

AFC Mortgage Group, LLC

Monroe, CT 06468

I've only been late a couple of times on my credit card bills. Does this mean I will have to pay an extremely high interest rate?

Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.