Credit

• What is a credit report?

• Do I have a right to know what's in my report?

• What type of information do credit bureaus collect and sell?

• What is credit scoring?

• Why is credit scoring used?

• How is credit scoring model developed?

• How reliable is the credit scoring system?

• What can I do to improve my score?

• What happens if you are denied credit or don't get the terms you want?

• Fair Credit Reporting Act